Requirement for opening NPS Account through "myNPS"


➤  A valid Mobile number and Email ID

➤  There are four modes of registration as mentioned below:
        a.  Aadhaar Paperless Offline eKYC based registration
        b.  Permanent Account Number (PAN) based registration
        c.  Digilocker with Aadhaar/Driving License
        d.  CKYC Number

➤  Active Bank account with Net Banking facility with one of the Banks linked with Payment Gateway Service Provider (click here for List of Banks)

➤  Scanned copy of photograph (Only for PAN based registration journey) and signature in *.jpeg/*.jpg/*.png format having file size between 4KB - 5MB each

➤  Scanned copy of PAN card *.jpeg/*.jpg/*.png format having file size between 4KB - 2MB and valid Bank Account details for penny drop verification (No Bank proof upload)

➤  Online payment of initial contribution(Minimum amount ₹ 500) through Internet Banking and UPI

➤  Subscriber can complete registration through OTP Authentication or eSign the registration form

➤  In case you are unable to do OTP/eSign authentication, please print the form, paste your photograph (please do not sign across the photograph) & affix signature and send to Protean eGov. Please note the form should be attested by nodal office

➤  In case of Corporate Subscriber registration, Online payment of initial contribution is not required


✔  NPS account can be opened by All India Citizens between 18-70 years through "Protean eGov NPS" (Except NRIs)

✔  PRAN in NPS is portable across sectors and locations

✔  Government employees mandatorily covered under NPS, are requested to approach their Nodal Office for opening NPS account

✔  NPS Subscribers can claim tax deduction up to 10% of gross income under Sec 80 CCD (1) with in the overall ceiling of Rs. 1.5 lac under Sec 80 CCE

✔  An additional deduction for investment up to Rs. 50,000 in NPS (Tier I account) is available exclusively to NPS subscribers under subsection 80CCD (1)


For features and benefits of NPS please visit Protean eGov CRA website. www.npscra.nsdl.co.in


In case of Aadhaar Paperless Offline e-KYC, Digilocker and CKYC Number based registration, the basic details like Name, DOB, Address and Photo would be pre-fetched from the UIDAI/CERSAI database. There will be no separate KYC verification process.


In case of PAN based registration, please ensure you have an existing active account (Bank Account/Mutual Fund/Demat Account/Insurance, etc) with the POP before initiating the registration. Also ensure that the details provided for your NPS account (address and Date of Birth) should match with the records available with the POP for which KYC will be carried out. The name provided under NPS should match with the name appearing on PAN.


➤  This module is managed and controlled by the POP for subscriber onboarding.

➤  The Point of Presence (POP) alone is responsible for all compliances with respect to the functioning of the POP in terms of PFRDA (Point of Presence) regulations, 2018, PMLA, and other applicable PFRDA regulations, guidelines, and circulars issued by PFRDA.

➤  Any service requirements or grievances shall be lodged with the POP only and it is the responsibility of the POP to service the requirement.


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